After falling behind on a Merchant Cash Advance, I found myself in a dire situation as my accounts were prematurely garnished, even before a formal judgment was passed in my state. The predicament intensified when a New York judgment was enforced against me, stemming from a Consent of Judgment I had unwittingly signed. Subsequently, a judgment was declared against both my business and me personally in my home state, leading to a daunting collection ordeal that even affected my ability to refinance my home.

However, a transformative shift occurred when I engaged in this course. It was instrumental in endowing me with the pivotal negotiation skills that culminated in an astounding reduction of over $54,000 in my liabilities. They got paid back what they deposited into my account and a reasonable profit.  The course was instrumental in guiding me to a reduction in what they were demanding, securing a Satisfaction of Judgment in both states, coupled with the removal of the UCC Filing against my assets. This crucial step restored my capacity to borrow. The insights and strategies I acquired from this course fortified me to adeptly confront and navigate through the aggressive collection practices that had previously overwhelmed me. Peter G.